About Check Business

Check Business lets you take control of your business credit rating.

Access the Equifax credit and risk profiles of every UK company, and millions of partnerships and sole traders.

Our story

We all know that personal credit ratings are important when it comes to getting a mortgage, credit card or bank loan, but it was only recently business owners started to understand just how important our company credit ratings are.

That’s why I started Check Business – to put small business owners in control of their credit ratings.

We want SMEs to understand, manage and monitor credit and risk scores, and use them to negotiate greater access to trade credit, cheaper loans and better payment terms.

Conrad Ford, founder of Check Business

How it works

Step 1: Find your business credit score

We’ve made the credit and risk rating of every UK company and millions of partnerships and sole traders available online for free. It’s simple – just search by company name, registration number or VAT number.

Step 2: Monitor and manage your profile

You can create a free account to actively monitor your credit rating and you can choose if you want your business page to show up in Google or if you’d rather keep it private. We’ll email you if there are any changes to your credit profile or company information. You can even monitor your suppliers, prospects, customers and competitors.

Step 3: Start building your credit history

For many businesses the first time they apply for credit is a surprisingly painful experience. Even if you’ve been with the same bank for years they might still refuse to help because of a ‘computer says no’ situation where you don’t have enough of a repayment track record. But there’s a way. For new businesses (or those new to business credit) there are starter products that help you to build a payment history.

And for more established businesses we can help you find the best business loans and credit cards.

Step 4: Business loans when you need them

But there’s more. Our parent company, Funding Options, is an award-winning service that helps businesses get loans even in tricky circumstances. We want to help you get the credit your business deserves. Whether it’s a loan for growth, an overdraft for ‘just in case’, a business credit card, or help to cover a cashflow squeeze we’ve got you covered. Whatever your credit circumstances there’s a loan or credit card out there that’s just right for your business.

Best of all, it’s free. We earn a small amount of commission when youuse Check Business to apply for a business loan or other financial product. You use your credit score to get a great deal on a loan, so everyone wins.

Search for your business now

Why your company credit score matters

A healthy credit score means you can:

Survive

Trade credit is the lifeblood of many businesses and a good credit score means you’re more likely to get it

Grow

Many large contracts, particularly in the public sector, depend on pre-screening of potential suppliers and a good credit rating can make all the difference

Save

If you need funding, you’ll find it easier and cheaper with a good credit profile

Our parent business

We are wholly owned by Funding Options, a award-winning business that enables you to access non-bank finance from a wide range of providers.

Our partners

Equifax is a global leader in consumer, commercial and workforce information solutions that provide businesses of all sizes and consumers with insight and information they can trust. Equifax organizes and assimilates data on more than 500 million consumers and 81 million businesses worldwide.

Headquartered in Atlanta, Equifax operates or has investments in 18 countries and is a member of Standard & Poor's (S&P) 500Ⓡ Index. Its common stock is traded on the New York Stock Exchange (NYSE) under the symbol EFX. In 2013, Equifax was named a Bloomberg BusinessWeek Top 50 company, was #3 in Fortune's Most Admired list in its category, and was named to InfoWeek 500 as well as the FinTech 100.